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Auto Refinance
Lower your monthly car’s payment by taking advantage of our low rates. Get a quick decision with no application fees.
Estimate Payment
36 mos APR* 48 mos APR* 60 mos APR* 72 mos APR*
5.39% 5.39% 5.49% 5.69%
* Click here to read important APR information.
Why refinance my auto loan?
Refinancing is a great way to lower your auto loan’s monthly payment. Take advantage of our low rates in case you need to free up cash each month.

How can the drive check® help me refinance?
First, contact your existing auto lender and get the latest payoff amount on your current loan. Then complete the up2drive online credit application. If approved, you will receive our loan packet. Follow the instructions and fill out the drive check® with the payoff amount and send it to your current lender. It’s that easy.

What kinds of vehicles can I refinance with up2drive?
  • The vehicle you wish to refinance must have an existing loan with another financial institution.
  • Mileage cannot exceed 90,000 miles.
  • No commercial vehicles and/or vehicles for business use.
  • For a complete list of vehicle eligibility conditions, click here.
How Does It Work?